How to Get Rich Secretly (Just Follow This)

How to Get Rich Secretly (Just Follow This)

What Is the Most Certain Way to Become Wealthy?

You’ve probably heard the saying, “Work hard and save money, and you’ll become rich.” But in reality, it’s not that simple. In today’s world, merely saving money isn’t enough to grow your wealth. So, what’s the secret to getting rich without anyone noticing?


What Kind of Assets Do the Wealthy Choose?

The key to becoming wealthy is choosing the right assets. But what’s the difference between good and bad assets?

❌ Bad Assets

  • Savings Accounts: Your purchasing power decreases over time.
  • Physical Assets like Gold and Oil: They don’t generate dividends, meaning you rely solely on price appreciation.

✅ Good Assets

  • Assets That Pay Dividends (Stocks, Real Estate, REITs, etc.)
  • Assets That Appreciate in Value Over Time
  • Assets That Generate Consistent Income

Warren Buffett once said, “Even if the price of my assets drops, I can stay calm because I receive dividends.” This is a crucial factor in long-term investing.


Key Strategies to Becoming Wealthy

1. Investing in the S&P 500 – The Easiest and Most Stable Choice

When asked, “How can young people become rich?” Warren Buffett answered:

“Work hard, save money, and buy the S&P 500. Then, spend the rest of your time increasing your salary.”

Investing in the S&P 500 allows you to benefit from the growth of the U.S. economy. Most importantly, you can expect stable, long-term returns without the stress of picking individual stocks.


2. Asset Management Strategies by Age Group

Your asset management approach should change as you age.

📌 30s: Focus on Aggressive Capital Growth
Invest in assets like stocks and real estate that can appreciate in value.
Avoid fixed-income assets like savings accounts.
📌 40s: Increase Savings and Invest in Yourself
Invest in personal development to advance in your career.
As your income grows, prioritize saving over increasing expenses.
📌 50s: Build a Dividend-Focused Portfolio
Accumulate income-generating assets like dividend stocks and REITs.
Prepare for potential income gaps after retirement by securing a steady cash flow.
📌 60s: Plan for a Stable Retirement Income
Utilize national pensions and home equity pensions to secure retirement income.
It’s generally better to delay pension withdrawals as long as possible.


💰 3 Things You Should Do Right Now

  • Start long-term investing by choosing a target date fund or a qualified default investment option.
  • Regularly invest in diversified assets like the S&P 500.
  • Invest in self-improvement to increase your income and focus on saving rather than spending.

Getting rich isn’t just about luck. The key is selecting the right assets and developing a long-term strategy. Start implementing a solid wealth management plan today!